PC1 → PC2 → PC3
Framework

The P&L Your Accountant Isn't Giving You

Standard accounting gives you gross margin. That's not enough for eCommerce. We break down the three-tier contribution margin framework we use with every client — PC1, PC2, PC3 — and why it changes the way you think about pricing, channel mix, and marketing spend.

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13 → 52
Cash Management

Why a 13-Week Cash Flow Doesn't Work for Multi-Channel eCommerce

The 13-week cash flow model is a staple of corporate finance. But it breaks when you add wholesale to a DTC business. Retailers pay on net-30 to net-90 terms, which means your cash conversion cycle stretches well beyond 13 weeks. Here's why a 52-week rolling model is the right tool.

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PO → Terms → Consign
Cash Management

Your Supplier Is Your Bank — and You Don't Even Know It

Most eCommerce brands are financing their supplier's production with their own cash and carrying all the inventory risk. Here's the framework for restructuring how cash moves through your supply chain — from outright purchasing to payment terms to consignment.

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RLV ≠ CLV
Metrics

Why Your LTV:CAC Ratio Is Misleading You

If you're using revenue to compute lifetime value, you're overstating what a customer is actually worth. A brand reporting 3:1 on revenue might actually be at 1.5:1 on contribution margin. Here's how to calculate it correctly.

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40% COGS
Coming Soon · Case Study

How a Baby Lounger Brand Cut COGS by 40% Through BOM Analysis

From no monthly inventory reconciliation and chronic stockouts to a 95% in-stock rate on top SKUs. The COGS reduction came from work most accountants would never think to do.

Coming soon →
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Want these frameworks applied to your brand?

The thinking in these articles is what we apply with every client. If your brand needs cleaner financials, better metrics, or a finance team that understands eCommerce — let's talk.

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